"I don't feel particularly optimistic." Labour's plan to scrap universal winter fuel payments as a way to save money relies on pensioners not coming forward to claim the credit they're entitled to, explains money saving expert Martin Lewis. Join this channel to get access to perks - https://www.youtube.com/channel/UCTjDhFuGXlhx9Us0gq0VK2w/join 📻 Listen to Times Radio - https://www.thetimes.co.uk/radio 🗞 Subscribe to The Times https://www.thetimes.co.uk/subscribe/radio-3for3/ 📲 Get the free Times Radio app https://www.thetimes.co.uk/radio/how-to-listen-to-times-radio/app